PowerUp Platform Terms and

Conditions

This document is an electronic record in accordance with the Information Technology Act, 2000 and

rules, as amended from time to time.

You acknowledge that You have read and understood these “Terms”. These Terms will be applicable

on such persons or entities accessing the “Platform” and using “Services” managed and operated by

Uniorbit Technologies Private Limited, a company registered under the Companies Act 2013 with

registered office at Indiqube Sigma No.3/B, Nexus, Koramangala 3rd Block SBI Colony, Bengaluru,

Karnataka, Bengaluru, 560034 (hereinafter referred to as “Uni”, “us” “our” or “we”). If you do not

agree with any of these Terms, including any future modifications to these Terms, You must

immediately cease accessing and/or using the Platform and Services. Uni shall have the right to

modify these Terms at any time and publish the same on the Platform. It is your responsibility to

check this page periodically for changes. Following the posting of any changes, your continued use of

or access to the website, Platform or the use of Services constitutes acceptance of such revised terms of

use.

Your acceptance of these Terms will operate as a binding agreement between You and Uni, in respect

of your use of the Services and the Platform.

1. Definitions

All of the defined and capitalized terms in these Terms will have the meaning assigned to them

here below:

i) “Account” means and refers to the account created by the User on the Platform, for availing

Services.

ii) “Applicable Laws” means and include all applicable statutes, enactments, acts of legislature

or the Parliament, laws, ordinances, rules, by-laws, regulations, notifications, guidelines,

policies, directions, directives and orders of any governmental authority, tribunal, board, or

a court and applicable international treaties and regulations, in force at the relevant time in

India.

iii) “Group Company(ies)” means the affiliates and subsidiaries of Uni.

iv) “Intellectual Property Rights” means patents, trademarks, trade names, service marks,

service names, logos, internet domain names, corporate names, rights in designs, copyright

(including right in computer software) and moral rights, database rights, semiconductor

topography rights, utility models, formulae, processes, trade secrets, proprietary

information, rights in knowhow and other intellectual property rights, in each case, whether

registered or not and including applications for registration, and all rights or forms of

protection having equivalent or similar effect anywhere in the world.

v) “Partner(s)” shall mean any third-party entity registered on the Platform (including any

Group Company) for the provision of Services to the User via the Platform.

vi) “Platform” means digital platforms and technology solutions developed, owned, and

operated by Uni under the brand name “PowerUp” including any website or mobile

application or any other internet platform managed by Uni through which Users can access

and use the Services.

vii) “Privacy Notice” shall mean the privacy policy of Uni available at

https://www.uni.cards/privacy-policy-main which will form a part of these Terms.

viii) “Transaction” means every request made by the User for sending or receiving payments on

the Platform.

ix) “Service(s)” refers to all services currently provided on the Platform, whether offered

directly by Uni or through business partners, encompassing a broad range of financial

services and products inter alia PowerUp P2P, Power Age /PowerUp Academy, PowerUp

Portfolio, PowerUp Elite, investment advisory services, through an online account opened

for the User on the Platform. Terms applicable to specific Services will be covered under the

Supplemental Terms and/or a separate agreement between the you and the applicable

Partner providing the Service. All Services are subject to applicable laws, government

notifications, the rules, regulations and guidelines issued by the Reserve Bank of India

(“RBI”), and the Securities and Exchange Board of India ("SEBI"), and any other regulatory

bodies defining the rules/regulations governing the offer of any Services on the Platform.

x) “User” shall mean and refer to any individual or legal entity or any person who registers

with Uni on the Platform to avail the Services available thereunder (hereinafter referred to

as “you” or “your”).

xi) “User Data” shall mean any electronic text, data, text, messages, or other materials,

including, without limitation, personal information of Users shared on the Platform by

Users through the User Account in connection with User’s use of the Services.

2. Eligibility

In order to use the Platform and Services, you acknowledge and represent that: (i) You are 18

years of age or older; (ii) You are capable of entering and authorized to enter into a legally

binding agreement; (iii) You are not barred or otherwise legally prohibited from accessing or

using the Platform or Services under Applicable Laws; and (iv) You are a tax resident of India

with an active Indian mobile number and bank account.

3. Platform

Uni has developed and is the owner of certain software which enables provision of the Services.

You undertake not to access or attempt to access the Services by any means other than through

the interface that is provided by Uni and in the manner permitted thereby. You specifically

undertake not to access or attempt to access the Services through any automated means

(including by use of scripts or web crawlers).

To provide the Services, Uni may partner with third party entities at its sole discretion. The

access of Services to you, may also be conditional upon satisfying requirements of any such third

parties. Further, you may be required to accept additional terms and conditions and meet

additional requirements for using Services with such third parties. Uni will not be responsible or

liable to you for any loss incurred by you as a result of your interaction with a third-party

product or service on the Platform.

Uni only helps you gain access to financial services, i.e., we are only a facilitator. We do not

independently provide any financial services. You are contracting such a service directly from the

provider of the financial service, as identified at the time of provision of the respective service.

We accept no responsibility for the provision of such financial services or its consequences. Our

responsibility is limited to connecting you to the provider of the financial services. We are not

liable for any losses that may occur as a result of the acts or omissions of the relevant service

provider. Uni is also not a deposit taking company or a chit fund or a company offering any

investment schemes as per the rules and regulations for the time being in force in India.

4. Supplemental Terms Applicable for Specific Services

You agree and acknowledge that several Services available on the Platform including but not

limited to P2P services, loans, other credit services, or investment advisory services are subject to

certain Supplemental Terms set out below. Your usage of any Services that have a set of

Supplemental Terms is deemed to be acceptance of the said Supplemental Terms in addition to

these Terms.

5. Uni Account

(i) You can register as a User by providing necessary information that we may deem fit and may

require from time to time. This will be communicated to you on the Platform. You understand

and agree that you are responsible for the accuracy of the information you provide for account

creation. We shall bear no liability for false, inaccurate, or incomplete information provided by

you.

(ii) Please note that we reserve the right to terminate or suspend your account at any time, if any

information provided by you is false, inaccurate, or incomplete or if we discover that you are not

eligible to use Services or for any other reason that we deem fit and we are not obliged to

provide you the reasons for such termination or suspension. Note that in case of any change or

modification in the information provided by you, please inform us immediately.

(iii) You agree that the information provided by you will be used to determine your eligibility to use

the Services. Further, the information shared by you may also be shared with third parties for

determining your eligibility to use third party services, as and when required.

(iv) You will receive identification and password for your account. Please keep your account

details confidential. We shall not be liable for any loss that you may incur as a result of someone

else using your password or account or accessing your device, either with or without your

knowledge. You will be responsible for all the activity on your account. Your Account is

non-transferable and is not capable of being transferred to anyone else. We shall not be liable for

any claims, damages, liabilities etc. that may be suffered by you or any third party as a

consequence of any unauthorized use of your Account, and you shall be solely liable for the

same.

(v) You hereby expressly consent to receive communications from us or from any person authorized

by us, on via agreed upon communication channels. You agree that any communication so

received by you will not amount to spam, unsolicited communication or a violation of your

registration on the national do not call registry.

(vi) You hereby agree and consent to using the Account, Platform and Services in accordance with

Applicable Laws and only for its intended purpose.

(vii) You understand that we have the right, at all times, to disclose your information as necessary to

comply with Applicable Laws, or any valid government/other authority’s request.

(viii) We may establish general practices and limits concerning the use of Services. We reserve the

right to change, suspend or discontinue any aspect of Platform or Services at any time, without

notice and without liability, including reserving the right to impose limits, decline processing of

any Transaction.

(ix) We do not warrant that the functions contained in the Platform will be uninterrupted or error

free, and we shall not be responsible for any interruptions (including, but not limited to, power

outages, system failures or other interruptions that may affect the receipt, processing,

acceptance, completion, or settlement of Transactions).

(x) We may, directly or through service providers, monitor your Transactions for high-risk practices

or for fraudulent transactions. Uni retains the right to suspend your Account, if Uni believes

that there is suspicious or unusual activity on your Account.

(xi) Note that we retain the right to reject a Transaction and/or settlement of payments at our sole

discretion without assigning any reason, including but not limited to reasons of risk

management, suspicion of fraudulent, illegal, or doubtful Transactions, selling of prohibited

items etc.

(xii) Uni may be required to undertake action on the Account as per directions from a statutory or

governmental authority or as may be mandated by the Partner or others (as applicable).

6. Closing Account

You shall continue to be registered with Uni unless you request closure, deletion or deactivation

of your User Account. However, it is clarified that Uni can suspend/ terminate your account at

the request of the Partner (where applicable) or at its sole discretion for any reason whatsoever.

7. User Restrictions

User may only use the Platform in accordance with these Terms. User further agrees not to use the

Platform to: (i) process data on behalf of any third party; (ii) use the Platform or Services in

violation of applicable law; (iii) store or transmit any content that infringes upon any third party’s

intellectual property rights; or (iv) for competitive intelligence or performance benchmarking

purposes.

In addition, User will not: (v) license, sublicense, sell, resell, rent, lease, transfer, assign, distribute,

time share or otherwise commercially exploit or make the Platform or the content therein

available to any third party; (vi) falsely imply any sponsorship or association with Uni; or (vii)

decompile, reverse engineer, disassemble, reproduce, or copy or otherwise access or discover the

source code or underlying program of any portion of Platform.

8. Data and Privacy

As between the parties, User and its licensors retain all right, title, and interest (including any

and all Intellectual Property Rights) in and to the User Data and any modifications made thereto.

Subject to the terms of these Terms, User hereby grants to Uni and its Group Companies a

non-exclusive, worldwide, royalty-free right to process the User Data solely to the extent

necessary to provide the Services and maintain or improve the Platform and perform all related

obligations owed to User under these Terms, or as may be required by law. User is solely

responsible for the accuracy, content, and legality of all User Data. You warrant that you have

and will have sufficient rights in the User Data to grant the rights to Uni under these Terms. User

Data is User’s Confidential Information under these Terms.

You agree and specifically consent that we may collect, store, share and use your personal data

and any communications made through the Platform, in accordance with Applicable Laws and

our Privacy Notice. The Privacy Notice explains how we treat your data and protect your

privacy.

Notwithstanding anything to the contrary in these Terms, Uni may collect and use any data that

is derived from the use of the Services that is anonymized and aggregated such that such data

could no longer directly or indirectly identify User, or any natural person (“Usage Data”) to

operate, improve and support the Uni Service and for other lawful business practices, such as

analytics, benchmarking and reports.

You agree to receive communications from Uni via SMS, email for Transactions, alerts, reminders,

marketing, advertising, complaints, service related, feedback etc.

9. Intellectual Property

Uni and its licensors retain all right, title, and interest in and to the Platform and Usage Data

(defined below). User acknowledges that the Platform is offered as an online, hosted solutions,

and that User has no right to obtain a copy of the underlying computer code for any Services,

except (if applicable) for any downloadable software, in object code format. Uni may freely use

and incorporate into Uni’s products and services any suggestions, enhancement requests,

recommendations, corrections, or other feedback provided by User relating to Uni’s products or

services. We do not grant you any rights to the Intellectual Property Rights in the Platform or

Services. Nothing contained herein shall authorize you to use, apply, invade or in any manner

exploit or infringe the Intellectual Property Rights of Uni without prior written consent.

10. Updates

Uni may update the Services and Platform from time to time and you may receive notifications

of updates. Any updates to the Platform are subject to these Terms. User agrees that its access

and use of the Platform is neither contingent upon the delivery of any future functionality or

features, nor dependent upon any oral or written comments made by Uni with respect to future

functionality or features.

11. Confidentiality

Each party will protect the other’s Confidential Information from unauthorized use, access, or

disclosure in the same manner as it protects its own Confidential Information of similar nature or

importance, and in any event, using no less than reasonable care. Except as otherwise expressly

permitted pursuant to these Terms, the receiving party may use the disclosing party’s

Confidential Information solely to exercise its respective rights and perform its respective

obligations under these Terms, and will disclose such Confidential Information solely: (i) to those

of its respective employees, representatives, and agents who have a need to know such

Confidential Information for such purposes and who are bound by obligations to maintain the

confidentiality of, and not misuse, such Confidential Information; (ii) as necessary to comply

with an order or subpoena of any administrative agency or court of competent jurisdiction; or

(iii) as reasonably necessary to comply with any applicable law or regulation. The provisions of

this section will supersede any non-disclosure agreement by and between the parties entered

prior to these Terms that would purport to address the confidentiality of any information shared

by the parties, including Personal Information, and such agreement will have no further force or

effect with respect to the foregoing. The receiving party acknowledges that disclosure of

Confidential Information would cause substantial harm for which damages alone would not be a

sufficient remedy, and therefore that upon any such disclosure by the receiving party, the

disclosing party will be entitled to seek appropriate equitable relief in addition to whatever other

remedies it might have at law.

12. Third Party Services

We do not take responsibility or liability for the actions, products, content, and services on the

Platform, which are linked to Partners and/or third-party web applications, platforms etc. using

our APIs or otherwise. In addition, we may provide links to the third-party web-applications,

platforms etc. and certain other businesses on the Platform. We assume no responsibility for

examining or evaluating the products and services offered by such third parties.

13. Grievances

We are not obligated to mediate disputes between You and another User or the Partner. We can

assist in enabling communications regarding a dispute. In case of any complaint regarding the

Platform or the Services, please contact us using the below methods:

Grievance Redressal Officer: Danish Mirza

Email Id: gro@uni.club

Phone Number: 080 6821 6821

You may also write to care@uni.club in case of any issues.

14. Disclaimer

Except for our role as provided under these Terms, We are not involved in any underlying

Transaction between you, any other User, Partner or other third party.

Services and the Platform are provided on an "as is" and "as available" basis. We disclaim all

warranties of any kind, whether express or implied, including without limitation, any

representation or warranty for accuracy, availability, continuity, uninterrupted access, timeliness,

sequence, quality, performance, security, merchantability, fitness for any particular purpose,

non-infringement, or completeness.

15. Indemnity

You agree to indemnify, defend, and hold harmless Uni and its and their directors, officers,

employees, and other applicable third parties (collectively "Indemnified Parties") from and

against any and all claims, demands, causes of action, debt, or liability, including reasonable

attorney fees, arising out of or relating to:

(a) your use of the Platform or Services.

(b) any breach by you of these Terms or Applicable Laws.

16. Limitation of Liability

SUBJECT TO APPLICABLE LAW AND NOTWITHSTANDING ANYTHING ELSE IN THESE

TERMS, IN NO EVENT WILL UNI BE LIABLE FOR SPECIAL, INCIDENTAL, INDIRECT OR

CONSEQUENTIAL DAMAGES (INCLUDING WITHOUT LIMITATION DOWNTIME COSTS,

LOSS OF DATA, RESTORATION COSTS, LOST PROFITS, OR COST OF COVER) REGARDLESS

OF WHETHER SUCH CLAIMS ARE BASED ON CONTRACT, TORT, WARRANTY OR ANY

OTHER LEGAL THEORY. UNI’S AGGREGATE LIABILITY AND THAT OF ITS GROUP

COMPANIES, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS, RELATING

TO THE PLATFORM AND ANY OTHER ITEM PROVIDED PURSUANT TO THESE TERMS

WILL NOT EXCEED AN AMOUNT EQUAL TO INR 100,000/- (INDIAN RUPEES ONE LAKH

ONLY). THE LIMITATIONS AND EXCLUSIONS ALSO APPLY IF THIS REMEDY DOES NOT

FULLY COMPENSATE USER FOR ANY LOSSES OR FAILS OF ITS ESSENTIAL PURPOSE.

17. Termination and Suspension

17.1 Term. These Terms are effective as of the Effective Date and will continue until terminated

by either party.

17.2 You may terminate these Terms for any breach that has not been cured by Uni within thirty

(30) days of receiving notice.

17.3 Uni reserves the right to terminate or suspend the Services to you and/or to sever its

relationship with you, at any time, for any cause, including, but not limited, to the following:

i) For any suspected violation of the rules, regulations, orders, directions, notifications, laws,

statutes, from time to time.

ii) For any breach or suspected breach of these Terms.

iii) If you indulge in any abusive or aggressive or threatening behaviour or any intimidation or

harassment of any kind (be it verbal, physical, or written) against any employee /

representative /agent of Uni or the Partners or any other user; and

iv) As required as per applicable regulations.

v) If the agreement between you and the Partner is terminated.

18. Miscellaneous

18.1 Governing Law and Jurisdiction: These Terms will be governed by the laws of India

without regard to conflict of laws principles. The parties hereby submit to the exclusive personal

jurisdiction of the courts of Bangalore for any claims or dispute relating to these Terms.

In case of any differences, disputes or disagreements between you and Uni (“Dispute”), parties

shall attempt to amicably resolve such dispute within 30 days from the date on which such

Dispute arose. In case parties are unable to amicably resolve the Dispute, the Dispute may, at

both parties’ option, be referred to arbitration under the Indian Arbitration Act 1996 by a sole

arbitrator appointed jointly. The seat of arbitration shall be Bangalore and the language of

arbitration shall be English.

18.2 Tax Liability: You hereby agree to comply with all applicable tax laws in connection with

your use of the Services, including without limitation, the reporting and payment of any taxes

arising in connection with payments made through the Platform or funds/income received

through the Services.

18.3 Assignment: Neither party may assign any of its rights or obligations hereunder, whether by

operation of law or otherwise, without the other party’s prior written consent (not to be

unreasonably withheld); provided, however, Uni may assign these Terms in its entirety, but on

written notice and without the Users consent to its Group Company or in connection with a

merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets. Any

attempted assignment in violation of this section will be null and void.

18.4 Cumulative Rights. The rights and remedies of Uni provided in these Terms are not

exclusive but are cumulative upon all other rights and remedies to the full extent allowed by law.

18.5 Force Majeure: For purposes of these Terms, (“Force Majeure Event”) means any event or

circumstance, regardless of whether it was foreseeable (including without limitation an act of

war, hostility, or sabotage; act of God; electrical, internet or telecommunication outage that is not

caused by the obligated party; government restrictions (including the denial or cancellation of

any export or other licence); criminal, revolutionary, or terrorist activity), that: (a) was not caused

by a party and, (b) prevents Uni or the Partners from complying with any of its obligations

pursuant to these Terms. If a Force Majeure Event occurs, Uni will be excused from performing

those obligations rendered un-performable by the Force Majeure Event. During a Force Majeure

Event, Uni shall use reasonable efforts to limit damages and to resume its performance pursuant

to these Terms.

18.6 Notice: All notices to be provided by one party to the other under these Terms may be

delivered in writing by: (i) nationally recognized overnight delivery service or mail to the

mailing address provided by the party; or (ii) electronic mail to the e-mail address provided for

User’s Account. The address for a notice to Uni is No.3, B Nexus, 3rd Block, Koramangala 1A

Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034 with a copy to legal@uni.club by

electronic mail. All notices will be deemed to have been given immediately upon delivery by

electronic mail, or if otherwise delivered upon receipt or, if earlier, five (5) business days after

being deposited in the mail or with a courier as permitted above.

18.7 Survival: Sections 8 (data and privacy), 9 (intellectual property), 11 (confidentiality), 13 (grievance)

16 (limitation of liability) 17 (termination), 18.1 (governing law) will survive any termination of these

Terms. Termination of these Terms will not limit either party’s liability for obligations accrued as

of or prior to such termination or for any breach of these Terms.

18.8 Entire Agreement: These Terms, together with the Privacy Notice and Supplemental Terms,

constitutes the entire agreement between the User and Uni with respect to the Services and it

supersedes all prior or contemporaneous communications and proposals, whether electronic,

oral, or written, between the User and Uni with respect to Services.

Section A- Supplemental Terms for Uni P2P Service

You acknowledge and agree that the following additional terms are applicable if you avail the

peer-to-peer lending service (“P2P Service”) offered by a Uni Partner who is an RBI authorised

peer-to-peer lending platform.

i) Scope: Through the Platform you will be able to access and use the P2P Service which is

offered by Uni’s Partners. The P2P Service enables you to participate in peer-to-peer lending

and borrowing as authorized under applicable RBI regulations and guidelines. All

investments and borrowing on the Platform will be subject to the terms and conditions of the

agreements made available on the Platform.

ii) To avail the P2P Services, the Partner may need you to complete your Know Your Customer

(KYC) verification. The Partner has authorised Uni to collect your KYC information on its

behalf. You are responsible to ensure that the KYC details shared with the Partners are current

and accurate. You also agree to the collection of the information by Uni and disclosure to

Partners and other persons, as deemed necessary for the purposes mentioned herein or in

connection with the P2P Service.

iii) By completing the onboarding journey, you agree and acknowledge that you have accepted

the terms of the loan agreement and any associated appends (as applicable) linked during the

process and that the said agreement shall govern your relationship with the Partner.

iv) You agree and acknowledge that the P2P Service does not include any guarantee of any

return on your investment and any return displayed on the Platform is only an indicative

return and not guaranteed by Uni or the Partner.

v) Uni shall send communications regarding the P2P Services to you from time to time, on the

Platform or otherwise.

vi) You shall use the P2P Services only for purposes permitted by the Uni and in accordance with

Applicable Laws.

vii) Charges: You agree and acknowledge that you may be required to pay certain charges/fees as

per the terms and conditions available on the Platform. Any changes will be communicated to

you on the Platform from time to time.

Section B – Supplemental Terms for Power Age and PowerUp Academy

You acknowledge and agree that the following additional terms are applicable if you avail the “Power

Age” and “PowerUp Academy” feature on the Platform.

1. Power Age

i) Scope: Power Age is a product that allows you to calculate the approximate age at which you

may become financially free after factoring in variables like your age, income bracket,

investment portfolio, personal expenses, etc. You agree that Uni is not obligated to verify the

correctness of any information provided by you to calculate your Power Age and all outputs

are dependent on the accuracy of the information you provide.

ii) Data: You acknowledge that by using Power Age, you consent to Uni collecting the

information you provide including your name, age, income, etc. All such information will be

processed, used and stored in accordance with the Privacy Notice.

2. PowerUp Academy

i) Scope: Platform may contain articles, videos or any other content/materials contributed by

third party individuals. The views are exclusively their own and do not necessarily represent

the views of Uni or its management. All videos are subject to trademark and copyright

protections and no User shall copy, modify or distribute any content available on the

Platform.

Charges: We do not levy any charge on you for your usage of Power Age or PowerUp Academy. We

reserve the right to introduce fees for any new or existing service in the future without prior notice.

These fees will be displayed to you on the Platform before you are charged.

Section C – Supplemental Terms for PowerUp Portfolio

You acknowledge and agree that the following additional terms are applicable if you avail the

“PowerUp Portfolio” feature on the Platform offered by Uniorbit Wealth Management Private

Limited (“UW”), a SEBI registered Uni Partner authorised to provide these services.

i) Scope: Through the Platform you will be able to access and use PowerUp Portfolio which is

offered by UW. The Powerup Portfolio enables you to access Mutual Funds recommendations

based on 'good' investment practices and insights on the securities market based on

proprietary models utilising past performance and key metrics such as returns, AUM, scheme

age, etc.

ii) To avail PowerUp Portfolio, the Partner may need you to complete your Know Your

Customer (KYC) verification. The Partner has authorised Uni to collect your KYC information

on its behalf. You are responsible to ensure that the KYC details shared with the Partners are

current and accurate. You also agree to the collection of the information by Uni and disclosure

to Partners and other persons, as deemed necessary for the purposes mentioned herein.

iii) You agree and acknowledge that PowerUp Portfolio does not include any guarantee of any

return on your investment and any return displayed on the Platform is only an indicative

return and not guaranteed by Uni or the Partner.

iv) Uni may send communications regarding PowerUp Portfolio to you from time to time, on the

Platform or otherwise.

v) You shall use PowerUp Portfolio only for purposes permitted by the Uni and in accordance

with Applicable Laws.

Charges: We do not levy any charge on you for your usage of PowerUp Portfolio. Charges, if any,

payable for any of the services will be paid directly to the Uni Partner providing the service. We

reserve the right to introduce fees for any new or existing service in the future without prior notice.

These fees will be displayed to you on the Platform before you are charged.

Disclaimer: We encourage all Users to use the information on the Platform as a resource only to

further their own research. Nothing published on this Platform should be considered as investment

advice or expert recommendation unless explicitly provided. While every effort has been made to

ensure the accuracy and reliability of the content provided, Uni or its Group Companies take no

responsibility for the veracity, validity and the correctness of the recommendations or other

information on the Platform. Although we attempt to provide correct outputs based on the

information provided by you, there are no guarantees of accuracy. Users are advised to verify any

information independently before relying on it.

Section D – Supplemental Terms for PowerUp Elite

The PowerUp Elite services are provided by Uniorbit Wealth Management Private Limited (“UW”), a

SEBI registered investment advisor. You acknowledge and agree that your usage of the “Powerup

Elite” feature on the Platform is governed by UW’s terms and conditions and privacy policies that

accompany them, which you must separately accept at the time of availing the service.

Section E – Supplemental Terms for Investment Advisory

The Investment Advisory services are provided by Uniorbit Wealth Management Private Limited

(“UW”), a SEBI registered investment advisor. You acknowledge and agree that your usage of the

Investment Advisory services on the Platform is governed by UW’s terms and conditions and privacy

policies that accompany them, which you must separately accept at the time of availing the service.